Spend Sprout gives you a friendly, spreadsheet-based budget template that just makes sense. No complicated dashboards. No learning curve. Just clarity.
Spend Sprout is a budget spreadsheet template for your personal life.
Fill it in yourself, or let Spend Sprout do the work for you by securely connecting your bank.
Pick how hands-on you want to be — DIY spreadsheet, guided questionnaire, or fully automated with secure bank sync.
Receive a clean, pre-built Google Sheets or Excel spreadsheet template tailored to your income and spending habits.
Open it up, fill it in (or let it fill itself), and start taking control of your personal budget.
No overwhelm. No jargon. Just a spreadsheet that actually serves you.
Most budgeting tools throw charts, rules, and endless features at you. It looks powerful — until it’s exhausting. Spend Sprout strips it all back to a clean spreadsheet that shows exactly what matters, nothing more.
No rigid systems telling you how to budget. No app making decisions for you. Just your numbers, your categories, your rules — all in a format you already understand and can adjust as you like.
Budgeting shouldn’t feel like managing another app. With no notifications, no syncing issues, and no clutter, your money becomes something you calmly check — not something you avoid.
You don’t need to learn a new system or memorize financial rules. If you can use a spreadsheet (or follow a few simple prompts), you can build a budget that works from day one.
Start as simple as you need. Add detail when you’re ready. Your budget evolves naturally — without forcing you into advanced features before you actually need them.
Other tools try to do everything — tracking, investing, subscriptions, credit scores. We focus on one thing: helping you clearly understand where your money goes. And that’s what actually changes behavior.
Answer a few questions. Walk away with a budget built for your life.
Best for first-time budgeters who want a head start.
Connect your bank securely through Plaid. Spend Sprout keeps your budget current — automatically.
For when you're ready to let the spreadsheet run itself.
A budget sheet that looks like a budget sheet — not an app.
Your personal finances, organized, in a single place.
Edit any 2× Month, Monthly, or Annual cell above. Budgeting's never been easier.
Nope! The Starter and Guided tiers are completely manual — you enter your numbers yourself, and your data never leaves your spreadsheet. The Premium tier offers optional bank connection via Plaid if you want automation, but it's totally your call.
Different, not just better. Apps like Mint and YNAB are powerful but can feel overwhelming — especially if you're just starting out. Spend Sprout is a spreadsheet, which means you already know how to use it, you control your data, and there's no learning curve. Think of it as the "on-ramp" to healthy budgeting habits.
That's exactly who this is built for. There's no assumed knowledge here. The Guided tier walks you through a short questionnaire to get you started, and the template explains each category as you go. You don't need to know anything about finance to use Spend Sprout.
You'll get both a Google Sheets version and an Excel (.xlsx) version, so you can use whichever you prefer. Google Sheets is free with any Google account, but if you'd rather work in Excel, that works too.
No subscriptions, ever. You pay once, you own it forever. We also send free updates when we improve the template — no extra charge.
Starting a budget is the single best thing you can do for your financial peace of mind. Let us help you get started.
One-time payment · Works with Google Sheets & Excel
Save hours on your personal finance
Designed for people - not rocket launch mission control.
“I tried multiple budgeting apps and always quit after a week. This is the first time it just clicked.”
“Every other tool felt like work. This feels like checking something simple off my list.”
“I didn’t need another app. I just needed something I understood immediately.”
"Nobody taught me how to handle money — I learned the hard way. As a first-gen citizen, the resources weren't there for me, and they still aren't for most. That's why I built 🌱 Spend Sprout."